Month: May 2021
Mindset To Start A Personal Business
Mindset To Start A Personal Business – Starting a personal business is currently one of the things that is being done by various people, especially during the pandemic, everyone is removed from work.
Whether you realize it or not, nowadays there are many young entrepreneurs who want to be successful in building businesses. In fact, of course it is not easy to make this wish come true. As a result, many of them eventually failed and instead chose to give up.
In fact, if you understand and apply the entrepreneur mindset that young entrepreneurs must have like the one in this article, you definitely won’t be that easy to say the word “give up”, guys. So, make sure you read it to the end!
1. Must be brave to take risks
“Duh, if this is the case, it will work or no?” Sentences full of doubt like this must cross your mind when you want to create your own business. However, you have to get rid of it and turn it into the belief that what you want to do will produce optimal results.
That’s what you have to keep in mind. An entrepreneur is “brave” when he takes risks thinking optimistically that what he wants to do can be achieved. By studying risks and strategies to achieve them, the optimism that is built will be realistic and measurable.
One secret that you must know. Why are there not many successful people in business? Because few people dare to take risks. An example of daring to take risks is when you start a business, don’t be afraid to lose. Precisely from that loss, you can find out what makes you lose and in the future do not do the same thing.
2. Look for new opportunities
Without you knowing it, many people limit their abilities and potentials by just stopping at one point, you know. Therefore, the mindset of always being “diligent” in looking for new opportunities is important for entrepreneurs in order to keep the business running smoothly.
You also need to be sensitive to the opportunities that come. After careful planning and preparation, take the opportunity! There is no entrepreneur who sits around waiting for the opportunity to come. They are actively in contact with many parties to look for various ‘cuan fields’ opportunities that they can work on.
Being observant at seeing opportunities, that is why people who are successful in business on average have many sources of income, not just from one business tap. One of the ways you can look for new opportunities is to find out what is currently in vogue (trends), then make that trend your new business field. For example, by selling healthy catering and growing plants for the home.
Also Read:Gold Price Before Eid
3. Continue to learn and be open to any views
As time goes by, technology, the progress of the times, even knowledge continues to experience rapid development. Therefore, don’t let you be left behind with the various developments that have occurred.
A high willingness to learn is one of the mindsets of a successful entrepreneur that you must have if you want to create a new business. There is one thing that should be an “alarm” in your life, when you feel satisfied with one knowledge you have, you may be left far behind by those who continue to learn new things.
In addition, famous and successful figures in various parts of the world have study schedules and read books that they do every day, you know, even after they are in the position of world billionaires. You should also imitate their habits to continue learning. For example, by taking webinars or training your soft skills by taking courses.
4. Action oriented is also important!
Not only have ideas, an entrepreneur must also focus on action and execution. This happens a lot, that is, many people get caught up in fear and stop just at ideas. The reasons also vary, some feel imperfect, too many words later, and many other reasons.
A true entrepreneur, in fact, prefers to take the first step at the beginning and perfect it while walking. Because if at the beginning his wish was perfect right away, that would not have happened. For example, like when you want to open an online business and are constrained because there is no capital. Don’t stop there, guys!
The reason is, online loan products from BRI, namely Ceria, can answer your challenges and allow you to easily transact via e-commerce or Ceria merchants, you know. There are many benefits that you get by using Ceria, such as being easy and safe for digital loans, being able to transact immediately and pay later with Ceria (buy now, pay later with Ceria).
In addition, you can also get free monthly administration fees, low interest rates (1.42 percent per month for a maximum period of 12 months), a credit limit from IDR 500 thousand to IDR 20 million with fast approval in 10 minutes, and have been registered and monitored by the Authority. Financial Services (OJK).
The requirements are quite easy, you only need to be a BRI customer by having a BRI ATM card, Indonesian citizens aged 21-50 years, have e-KTP and NPWP, minimum income of IDR 3 million, and do not have 2 credit cards from 2 issuing banks for income under IDR 10 million per month.…
Gold Price Before Eid
Gold Price Before Eid – The price of gold produced by PT Aneka Tambang or Antam is stagnant, aka not moving today, Monday (4/5/2021). According to IDN Times’ observation from logammulia.com, the price of gold was stagnant at Rp937 thousand at the beginning of the week before Eid.
Meanwhile, the resale price or buyback was also stagnant at IDR 841 thousand per gram.
1. The price of Antam’s gold bullion in other denominations
The following is the price of Antam’s gold bullion in other denominations as of today:
Gold price of 0.5 grams: IDR 518.5 thousand
Price of 1 gram of gold: IDR 937 thousand
Price of 2 grams of gold: Rp1, 814 million
Price of 3 grams of gold: IDR 2,696 million
Price of 5 grams of gold: IDR 4,460 million
Price of 10 grams of gold: IDR 8,865 million
Price of 25 grams of gold: IDR 22,037 million
Price of 50 grams of gold: IDR 43,995 million
Price of 100 grams of gold: IDR 87,912 million
The selling price of gold does not include Income Tax (PPh) 22 on gold bullion of 0.45 percent for holders of Taxpayer Identification Number (NPWP). Buyers who do not include a NPWP receive a higher tax discount of 0.9 percent.
2. Gold is a safe asset to invest
Gold can be a very useful way to diversify an investment portfolio. Apart from the fact that gold is a precious metal that is in great demand, its value also tends to be the opposite of other investment assets such as equity or property.
This means that when stock or property prices fall, the value of gold will likely increase so that investors who have diversified their investment into gold can breathe a sigh of relief because not all of their assets have weakened in value.
According to MoneyWeek, gold can also be referred to as insurance for an investor’s portfolio, so every investor must at least allocate around 5 percent to 15 percent of their portfolio for gold or gold-related investments.
3. Determine first your investment goals before buying gold
Investing in gold is often an option, especially for conservative investors. Besides being easy, gold investment also tends to be safe. This is because the risk they have is not as high as investing in stock instruments.
So, before you start investing, first determine what your investment goals are. If investing for the short term, of course gold instruments are not suitable because there is a difference between the selling price and the buying price. Instead of making a profit, you can lose.
Conversely, if you invest for the long term, gold is a suitable instrument. Because, you will get significant benefits.…